A debit card is not only a convenient way to pay for purchases, but also a tool for additional income. Yes, that's right: using a regular bank card, you can get money back and even earn money on bank shares.
We tell you how it works.
Cashback for purchases
Many banks refund a percentage of every purchase. This is what is called cashback.
🔹 Examples:
1-5% of the amount at supermarkets,
up to 10% at cafes, movies and online stores,
bonuses for paying through apps.
2. Card sign-up bonuses
Some banks pay real money for opening a card or for inviting friends.
📌 Examples:
100-500 UAH bonus for card issuance,
50-150 UAH for each invited friend,
participation in drawings of prizes, trips and equipment.
3. Partner programs and discounts
Banks cooperate with stores, delivery services, gas stations, etc.
By paying for purchases with your card - you can get more cashback or discounts.
4. Earnings on fund balance.
Some debit cards charge interest on the balance.
Simply put: the money is on the card - and brings you income, as on a deposit.
📈 For example: 5-10% APR just for keeping money on the card.